PNB business reached Rs 31,19,790 crore as of September 30, 2026, rising 11.95% year on year and 4.06% quarter on quarter, Punjab National Bank said in a BSE filing dated October 2, 2026. The bank disclosed provisional business figures for the half year ended September 30, 2026.

Global business stood at Rs 29,97,970 crore at June 30, 2026, and Rs 27,86,673 crore at September 30, 2025. The latest disclosure showed advances growing faster than deposits on both an annual and a sequential basis.

Domestic business reached Rs 29,70,279 crore, up 10.75% from a year earlier and 3.35% from the preceding quarter. This compared with Rs 28,74,037 crore at June 30, 2026, and Rs 26,81,867 crore at September 30, 2025.

Advances outpace deposit growth

Global advances rose 14.80% year on year to Rs 13,42,693 crore, with quarterly growth of 5.46%. The corresponding figures were Rs 12,73,132 crore at June 30, 2026, and Rs 11,69,592 crore a year earlier.

Domestic advances increased to Rs 12,58,583 crore, registering annual growth of 12.59% and sequential growth of 4.55%. They stood at Rs 12,03,859 crore in June 2026 and Rs 11,17,885 crore in September 2025.

The bank also reported growth across its deposit base:

  • Global deposits reached Rs 17,77,097 crore, up 9.90% year on year and 3.03% quarter on quarter, against Rs 16,17,080 crore and Rs 17,24,837 crore, respectively.
  • Domestic deposits stood at Rs 17,11,696 crore, rising 9.44% annually and 2.49% sequentially, compared with Rs 15,63,982 crore in September 2025 and Rs 16,70,177 crore in June 2026.

Credit-deposit ratio rises; figures await review

PNB's global credit-deposit ratio reached 75.56%, compared with 73.81% at June 30, 2026, and 72.33% at September 30, 2025. The ratio increased across both comparison periods alongside the faster growth in advances.

The bank marked the September 2026 figures as provisional and subject to review by its Statutory Central Auditors. The September 2025 and June 2026 comparison figures were labelled reviewed.

The disclosure, addressed to BSE and the National Stock Exchange, was submitted under the SEBI Listing Obligations and Disclosure Requirements Regulations, 2015, and the bank's code governing fair disclosures.