Suryoday Bank Q2FY27 provisional business figures showed deposits rising 35% year-on-year to Rs 16,184 crore and gross advances increasing 34.6% to Rs 14,972 crore as of September 30, 2026. Suryoday Small Finance Bank Ltd disclosed the figures in a BSE filing dated October 5, 2026.

Gross advances, which include IBPC, increased 4.2% from Rs 14,376 crore in Q1FY27. The bank said the closing advances figure was after considering a Rs 591 crore write-off. Advances stood at Rs 11,124 crore a year earlier.

Quarterly disbursements reached Rs 3,095 crore, up 27.4% year-on-year and 4.8% sequentially. Disbursements excluding SCF rose 27.8% from a year earlier and 2.9% over the preceding quarter to Rs 2,625 crore.

Deposits expand; CASA share declines

Total deposits of Rs 16,184 crore were 10.6% higher than Rs 14,634 crore in Q1FY27, with both retail and bulk deposits increasing.

  • Retail deposits rose 32.5% year-on-year and 7% sequentially to Rs 13,670 crore.
  • Bulk deposits increased 50.1% year-on-year and 35.7% sequentially to Rs 2,514 crore.
  • CASA balances grew 26.8% year-on-year and 2.3% sequentially to Rs 3,142 crore.

Despite the increase in CASA balances, the CASA ratio fell to 19.4%, compared with 21% in Q1FY27 and 20.7% in Q2FY26.

GNPA falls alongside disclosed write-off

The bank reported a GNPA ratio of 2.9%, against 6.5% in the preceding quarter and 9.3% a year earlier. Its September-end disclosure listed GNPA of Rs 438.31 crore, provisions of Rs 135.77 crore, NNPA of Rs 224.51 crore and Rs 180 crore as the balance claimable under CGFMU.

One-EMI collection efficiency stood at 97.7%, versus 97.8% sequentially and 95.5% a year earlier. Current-bucket collection efficiency was 99.1%, while IF zero-bucket collection efficiency was 99.3%.

The bank said it continues to cover its eligible portfolio under the Credit Guarantee Scheme as a risk-management practice.

The figures are provisional and unaudited, subject to review or approval by the Audit Committee and Board of Directors, and limited review by the bank’s statutory auditors.