RBL Bank deposits rose 34% year-on-year to Rs 1,562.8 billion as of September 30, 2026, according to provisional business figures disclosed in a BSE filing on October 5, 2026. The bank also reported 40% year-on-year growth in gross advances, ahead of its financial results for the quarter ended September 30.

Total deposits increased 25% quarter-on-quarter from Rs 1,248.3 billion at June 30, 2026. The comparable deposit base at September 30, 2025, stood at Rs 1,166.7 billion.

Gross advances reached Rs 1,433.5 billion, compared with Rs 1,023.3 billion a year earlier and Rs 1,173.2 billion at the end of June 2026. Sequential growth in gross advances was 22%.

CASA balances rise, but share of deposits declines

Current account and savings account (CASA) balances increased 14% year-on-year and 17% quarter-on-quarter to Rs 425.3 billion. They stood at Rs 371.7 billion in September 2025 and Rs 364.7 billion in June 2026.

Despite the increase in balances, the CASA ratio declined to 27.2%, from 31.9% a year earlier and 29.2% in the preceding quarter. The figures show that overall deposits grew faster than CASA balances across both comparison periods.

The bank's average liquidity coverage ratio for the quarter was 148%, against 127% for the September 2025 quarter and 133% for the June 2026 quarter.

Advances growth includes international banking unit loans

The filing provided additional details on the composition of lending growth:

  • Excluding loans provided by the bank's international banking unit against FCNR(B) deposits, advances grew 30% year-on-year and 13% quarter-on-quarter.
  • Secured retail advances increased 51% year-on-year and 42% quarter-on-quarter, including those international banking unit loans.
  • Wholesale advances grew 55% year-on-year and 21% quarter-on-quarter. The retail-to-wholesale advances mix was 56:44.

The figures remain provisional. The bank said the financial results for the quarter ended September 30, 2026, are subject to approval by the board's Audit Committee and the Board of Directors, and limited review by its statutory auditors.