HDFC Bank deposits rose 18.8% year-on-year to approximately ₹33,275 billion as of September 30, 2026, the bank said in a BSE filing dated October 4, 2026. Period-end gross advances grew 16.3% to approximately ₹32,195 billion, with deposit growth exceeding gross advances growth over the corresponding year-earlier levels.

Deposits stood at ₹28,018 billion and gross advances at ₹27,692 billion on September 30, 2025. The latest disclosure provides business volumes for the September 2026 quarter; the bank said its results as of September 30, 2026, will undergo a limited review by its statutory auditors.

Average advances under management increased 14.0% to ₹31,872 billion during the quarter. Period-end advances under management reached approximately ₹33,075 billion, up 15.3%. This measure includes advances grossed up for inter-bank participation certificates, bills rediscounted and securitisation or assignment.

Time deposits lead deposit growth

Period-end time deposits increased 22.8% to approximately ₹22,755 billion, while current account and savings account (CASA) deposits rose 10.8% to approximately ₹10,520 billion.

  • Average CASA deposits grew 10.7% to ₹9,712 billion for the September 2026 quarter.
  • Average time deposits increased 19.7% to ₹21,952 billion.
  • Average total deposits grew 16.8%; the filing's narrative reports ₹31,665 billion, while its business-volume table lists ₹31,664 billion.

The bank also reported higher period-end volumes compared with June 30, 2026, when deposits stood at ₹31,708 billion and gross advances at ₹30,608 billion.

Foreign currency mobilisation and overseas lending

Under the Reserve Bank of India's FCNR(B) deposit swap facility, HDFC Bank mobilised foreign currency deposits equivalent to USD 11.5 billion (₹1,103.4 billion). The facility was introduced on June 8, 2026, and covered deposits mobilised until August 31, 2026.

The bank's overseas branches extended loans aggregating to USD 5.7 billion (₹547.7 billion) against these deposits. Standby letters of credit issued to other banks for loans against these deposits totalled USD 3.1 billion (₹293.4 billion).

HDFC Bank also reiterated that it issued USD 2.5 billion (₹239.6 billion) of US dollar-denominated senior unsecured bonds during June–August 2026. The rupee equivalents for these foreign currency amounts are convenience translations using the exchange rate prevailing on September 30, 2026.