ESAF Small Finance Bank debt outstanding across nine privately placed securities totalled Rs 780 crore as of September 30, 2026, according to its half-yearly statement submitted in a BSE filing on October 5, 2026. The disclosure covers April–September of financial year 2026–27 and provides security-wise issuance amounts, outstanding balances, coupons and maturity dates.

The aggregate is calculated from the nine entries in the statement. For every listed International Securities Identification Number (ISIN), the amount outstanding matched the amount issued. The securities carry coupon rates ranging from 11.00% to 11.65%, with monthly, quarterly, semi-annual or annual payment schedules.

The statement concerns the bank’s privately placed debt securities issued under debt listing regulations. It presents their status at the half-year end rather than announcing a fresh borrowing on the filing date.

Debt maturities span 2029 to 2034

The disclosed repayment schedule stretches from May 4, 2029, to February 28, 2034. The nine outstanding securities have the following terms:

  • INE818W08099: Rs 85 crore, carrying an 11.25% monthly coupon and maturing May 4, 2029.
  • INE818W08107: Rs 60 crore, carrying an 11.10% annual coupon and maturing February 28, 2034.
  • INE818W08123: Rs 85 crore, carrying an 11.00% semi-annual coupon and maturing April 20, 2030.
  • INE818W08115: Rs 50 crore, carrying an 11.10% semi-annual coupon and maturing April 20, 2031.
  • INE818W08131: Rs 65 crore, carrying an 11.10% quarterly coupon and maturing July 17, 2031.
  • INE818W08149: Rs 50 crore, carrying an 11.30% quarterly coupon and maturing May 14, 2031.
  • INE818W08156: Rs 150 crore, carrying an 11.30% quarterly coupon and maturing August 10, 2031.
  • INE818W08164: Rs 150 crore, carrying an 11.65% quarterly coupon and maturing February 23, 2032.
  • INE818W08172: Rs 85 crore, carrying an 11.65% quarterly coupon and maturing July 25, 2032.

Latest listed issuance falls within reporting period

The most recently issued security in the statement, INE818W08172, was issued on June 25, 2026. The two largest individual entries were Rs 150 crore each, issued on November 10, 2025, and January 23, 2026. Put and call option details were marked not applicable across all nine entries.

Addressed to BSE and NSE, the submission cites Chapter VIII, Clause 9.1(a), of SEBI’s October 15, 2025 master circular governing ISIN specifications for debt securities. Company Secretary and Compliance Officer Ranjith Raj. P signed the filing.