Union Bank of India on August 21, 2026, submitted an investor presentation for its debt investor roadshow to the stock exchanges, according to a BSE filing. The Union Bank debt investor roadshow presentation outlines terms for unsecured US dollar notes proposed through the bank’s Dubai International Financial Centre branch.

The presentation follows the bank’s earlier intimation dated August 18, 2026, and has also been made available on its website. Union Bank said the disclosure was submitted in compliance with the SEBI Listing Obligations and Disclosure Requirements Regulations, 2015.

Proposed dollar note terms

The standalone offering is structured under Regulation S, with the issue size described as a US dollar benchmark. The proposed notes may carry a tenor of three and/or five years and are intended to be listed on the Debt Securities Market of NSE IFSC Limited.

  • Issuer: Union Bank of India, acting through its DIFC branch
  • Issue type: Unsecured notes
  • Denomination: USD 200,000 and integral multiples of USD 1,000 above that amount
  • Governing law: English law
  • Joint global coordinators and joint bookrunners: Barclays Bank PLC, Citigroup and Standard Chartered Bank

The bank said net proceeds would be used to meet funding requirements, develop and expand the business of its DIFC branch, and fund general corporate purposes. The presentation identifies issuer ratings of BBB with a stable outlook from S&P and BBB- with a stable outlook from Fitch. Expected issue ratings are BBB from S&P and BBB- from Fitch.

Financial profile presented to investors

Union Bank reported total deposits of about US$135.6 billion and total advances of about US$115.8 billion. For FY26, the presentation showed net interest income of US$3,873 million, net profit of US$1,975 million, return on assets of 1.25% and return on equity of 15.86%.

At June 2026, the bank reported a gross non-performing asset ratio of 2.65%, a net NPA ratio of 0.47% and a capital adequacy ratio of 18.46%. Its operating network included 8,698 branches, 8,758 ATMs, 28,629 business correspondent points and 74,281 employees.

The presentation states that it is for information purposes only and does not constitute an offer, recommendation or solicitation to buy or sell securities. Any subsequent securities offering would be made through separate offering documentation.

Source: BSE corporate announcement.