OnEMI AUM grew 68.4% year-on-year to approximately Rs 9,317 crore as of September 30, 2026, OnEMI Technology Solutions Ltd said in a BSE filing dated October 3, 2026. The digital lender disclosed the figures in its provisional consolidated business update for the quarter ended September 30, 2026, or Q2FY27.

Assets under management stood at Rs 5,533 crore a year earlier. During Q2FY27, AUM increased by approximately Rs 1,316 crore, representing 16.4% quarter-on-quarter growth. The update therefore showed expansion in the loan book against both the year-earlier period and the preceding quarter.

OnEMI describes itself as a technology-first digital lender serving India's mass market and mass affluent segments. Its shares are listed under BSE scrip code 544754 and NSE symbol KISSHT.

Disbursements and property-backed lending

Overall disbursements reached approximately Rs 4,612 crore in Q2FY27, compared with Rs 2,963 crore in Q2FY26 and Rs 3,812 crore in Q1FY27. The reported quarterly lending volume was higher than both comparison periods disclosed in the filing.

The Loan Against Property (LAP) portfolio accounted for 7.9% of AUM as of September 30, 2026. Its share increased from 4.1% a year earlier and 7.7% as of June 30, 2026.

These figures show that property-backed loans represented a larger proportion of the company's total AUM, alongside the expansion in its overall loan book during the reporting period.

Registered users and customers served

  • Registered users stood at 79.54 million as of September 30, 2026, against 59.96 million a year earlier, an increase of 32.6%.
  • Cumulative customers served reached 12.80 million, compared with 10.45 million as of September 30, 2025, up 22.5%.
  • Customers served increased by 0.55 million during Q2FY27.

The filing reports registered users and cumulative customers served as separate operating measures. Both increased year-on-year, while the quarterly addition to customers served provides a separate measure of activity during Q2FY27.

OnEMI submitted the business update under Regulation 30 of SEBI's Listing Obligations and Disclosure Requirements Regulations, 2015. The company stated that the figures are provisional and subject to review by its statutory auditors.